Posted inTaxes
How Are S-Corps Taxed?
The following is an excerpt from my book LLC vs. S-Corp vs. C-Corp Explained in 100 Pages or Less. S-corporations, like partnerships, are pass-through entities. That is, there is no federal…
Posted inTaxes
2025 Tax Brackets, Standard Deduction, and Other Changes
The IRS recently published the annual inflation updates for 2025. If you have questions about a particular amount that I do not mention here, you can likely find it in…
Posted inCredit Card Review
Amazon Prime Visa Review: Perhaps the Ultimate Store Card
Pros and Cons Pros No annual fee High rewards rate Flexible rewards redemption No foreign transaction fees New cardholder bonus offer Cons Must be a member/customer No 0% intro APR…
Posted inCredit Card Review
Wells Fargo Active Cash® Card Review: 2% Cash Back With a Bonus
Pros and Cons Pros High rewards rate No annual fee Intro APR period Cons No bonus categories Detailed Review Not many cash-back credit cards earn 2% back on all purchases, so…
Posted inCredit Card Review
Citi Double Cash Review: A Solid Choice for Everyday Spending
Pros and Cons Pros No annual fee High rewards rate Intro balance transfer fee Cons No intro APR period on purchases Detailed Review The Citi Double Cash® Card is a valuable workhorse…
Posted inDebt
Should you pay off student loans early?
If you’ve graduated from college or graduate school in the last decade, I don’t need to tell you that college tuition is rising at an unsustainable level or that we…
Posted inDebt
Debt-to-income ratio calculator
What is a debt-to-income ratio? Your debt-to-income ratio is a personal finance measurement that compares your debt to your income and is used together with other indicators to determine your…
Posted inDebt
How I got out of debt–and how you can, too
Being in debt sucks. I know, because I’ve been there. The good news is you can get out of debt. And, if you put your mind to it, you can be debt…
Posted inInvestment
How Much Should I Have Saved In My 401(k) By Age?
Are you looking for a 401(k) savings guide? This post will go through how much I think you should have in your 401(k) by age in order to have a…
Posted inInvestment
How I’d Invest $250,000 Cash In Today’s Market
Let's say you've currently got a good amount of cash to invest. $250,000 in this case. With the potential for a global financial recession due to still-high interest rates and continued trade wars,…